Investment Advisory Services
TKM Financial Services, LLC provides process-driven investment advisory services:
Interviews/discussions/consultations with client to determine the following: time horizon, risk tolerance, income needs, liquidity requirements, client’s previous investment experience;
Development of goals and objectives based upon circumstances
Drafting and adoption of an Investment Policy Statement (such “IPS” is reviewed annually for change in circumstances)
Continuous asset management based upon the needs and risk tolerance of the client
Upon establishment of the client’s portfolio, the Firm reviews the account quarterly or more often depending on the type of account, market conditions and when necessary to rebalance the portfolio according to risk, goals and objectives.
The Firm’s investment recommendations are not limited to any specific product or service. The Firm will generally include advice on the following securities:
Exchange-listed securities, i.e. NYSE
Securities traded Over-The-Counter
Corporate debt securities (other than Commercial Paper)
Mutual Fund/Exchange-Traded Fund shares
U.S. Government Securities
Regarding “Soft Dollars,” this is a practice of paying broker-dealer firms for their services, i.e. research, cost for technology, periodicals, etc., through commission revenue on client trades versus direct payment by the Firm. TKM Financial Services, LLC does not participate in soft-dollar programs with any broker-dealers.
Disclosure: TKM Financial Services, LLC has a solicitor’s agreement with Jesse Investment Advisors as “JIA” provides investment management services for mutual clients of each firm. TKM receives compensation under this structure (note: this structure does not increase the investment management fees clients pay to JIA).
Further, TKM may provide financial planning services to the clients of Jesse Investment Advisors and may receive pay for these services.
Note: Under CFP© Board of Standards, Inc. protocol, the technical classification for TKM Financial Services compensation is “Commission and Fee-Based.”