Individual & Group Insurance Services
TKM Financial Services provides the following individual and group insurance strategies through 100 different non-captive carriers:
Disability
Life (Term, Universal Life, Whole, 2nd-to-die, Company-owned, etc.)
Long-term Care
Cash value and linked-benefit strategies
The client’s risk management needs are integrated into their financial plan through the assessment of:
Financial resources for a spouse/children/aging or disabled parent
College education resources for children/grandchildren
Business or estate planning
Retirement income
Independent and Objective Advice
What is the proper amount of insurance?
What type of insurance is best (term, universal life, whole life?)
What strategy is most cost efficient?
Which company is the most financially healthy?
Life Insurance Portfolio Analysis™
Comprehensive review of all of your current policies to assess:
Performance
Appropriateness
Efficiency
Health of Insurance Company
There is no charge for this invaluable service!
Did You Know?
Many insurance companies and agents will quote an insurance rate based upon a "Preferred" health status for the proposed insured? This misleading "hook" practice creates unrealistic expectations for most individuals. TKM Financial Services, LLC always quotes a health status of "Standard" for proposed insureds - under promise and over deliver!
*Todd K. Meador is a licensed independent agent of Ash Brokerage Inc. in Fort Wayne, Indiana and provides life, disability and long-term care risk management strategies.